/* ===== vinsurance4u upgrade: layout & content polish (loaded after style.css) ===== */
.quick-answer{background:linear-gradient(135deg,rgba(14,116,144,.08),rgba(132,204,22,.10));border-left:4px solid var(--vp);border-radius:12px;padding:18px 20px;margin:0 0 28px;font-size:1.05rem;line-height:1.65}
.quick-answer strong{color:var(--vp)}
.article-body h2{font-family:var(--fh);font-weight:700;font-size:1.55rem;margin:40px 0 14px;color:var(--vs);scroll-margin-top:100px}
.article-body h3{font-family:var(--fh);font-weight:600;font-size:1.15rem;margin:22px 0 8px;color:var(--vd)}
.article-body p,.article-body li{line-height:1.75;color:#334155}
.article-body ul,.article-body ol{padding-left:1.3rem;margin-bottom:1.2rem}
.article-body li{margin-bottom:.45rem}
.facts-table{font-size:.95rem;margin-bottom:1.5rem}
.facts-table th{background:var(--vs);color:#fff;font-weight:600;border:0}
.facts-table td:first-child{font-weight:600;color:var(--vs);width:38%;background:rgba(14,116,144,.04)}
.steps-list{counter-reset:step;list-style:none;padding-left:0}
.steps-list li{counter-increment:step;position:relative;padding-left:52px;margin-bottom:14px;min-height:40px}
.steps-list li::before{content:counter(step);position:absolute;left:0;top:0;width:38px;height:38px;border-radius:50%;background:var(--vp);color:#fff;font-weight:700;display:flex;align-items:center;justify-content:center;font-family:var(--fh)}
.faq-block h3{background:var(--vl);border-radius:10px;padding:12px 16px;margin:14px 0 6px;font-size:1.05rem;position:relative;padding-left:44px}
.faq-block h3::before{content:"?";position:absolute;left:14px;top:9px;width:22px;height:22px;border-radius:50%;background:var(--va);color:var(--vd);font-weight:800;font-size:.85rem;display:flex;align-items:center;justify-content:center}
.faq-block p{padding:0 16px 6px}
.related-block{background:var(--vl);border-radius:14px;padding:20px 22px}
.related-block h3{font-family:var(--fh);font-size:1.05rem;font-weight:700;margin-bottom:12px;color:var(--vs)}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chip{display:inline-flex;align-items:center;background:#fff;border:1px solid #dbe5ec;border-radius:999px;padding:6px 14px;font-size:.88rem;color:var(--vs);text-decoration:none;transition:.18s}
.chip:hover{background:var(--vp);border-color:var(--vp);color:#fff}
.chip-more{background:var(--vp);color:#fff;border-color:var(--vp)}
.chips.small .chip{padding:4px 10px;font-size:.8rem}
.loc-card{background:#fff;border:1px solid #e3ebf0;border-radius:16px;padding:22px;height:100%;box-shadow:0 6px 20px rgba(11,42,60,.05);transition:.2s}
.loc-card:hover{transform:translateY(-3px);box-shadow:0 14px 30px rgba(11,42,60,.10)}
.loc-card h3{font-family:var(--fh);font-size:1.15rem;font-weight:700;margin-bottom:12px;display:flex;justify-content:space-between;align-items:center}
.loc-card h3 a{color:var(--vs);text-decoration:none}
.svc-mini{background:#fff;border:1px solid #e3ebf0;border-radius:14px;padding:18px;height:100%}
.svc-mini h4{font-family:var(--fh);font-size:1.02rem;font-weight:700;margin-bottom:10px}
.svc-mini h4 a{color:var(--vs);text-decoration:none}
.svc-link-card{display:flex;gap:14px;align-items:center;background:#fff;border:1px solid #e3ebf0;border-radius:14px;padding:16px 18px;text-decoration:none;color:var(--vd);height:100%;transition:.2s}
.svc-link-card i{font-size:1.6rem;color:var(--vp);flex:0 0 auto}
.svc-link-card:hover{border-color:var(--vp);box-shadow:0 10px 24px rgba(14,116,144,.12);transform:translateY(-2px)}
.badge-soft{background:rgba(14,116,144,.1);color:var(--vp);font-weight:600}
.quote-panel{background:#fff;border:1px solid #e3ebf0;border-radius:18px;padding:24px;box-shadow:0 18px 40px rgba(11,42,60,.10)}
.quote-panel .form-control,.quote-panel .form-select{border-radius:10px;padding:11px 14px}
.page-hero{background:radial-gradient(1200px 400px at 10% -10%,rgba(132,204,22,.25),transparent),linear-gradient(135deg,var(--vs),var(--vp))}
.page-hero h1{font-size:clamp(1.7rem,3.2vw,2.6rem);line-height:1.2}
.trust-strip{display:flex;flex-wrap:wrap;gap:18px 34px;justify-content:center;padding:18px 0;border-top:1px solid #e9eff3;border-bottom:1px solid #e9eff3;background:#fff;font-weight:600;color:var(--vs);font-size:.95rem}
.trust-strip i{color:var(--va);margin-right:6px}
@media (max-width:767px){.article-body h2{font-size:1.3rem}.quote-panel{position:static!important}}
.eyebrow-dark{display:inline-block;background:rgba(14,116,144,.1);color:var(--vp);font-weight:700;font-size:.8rem;letter-spacing:.08em;text-transform:uppercase;padding:6px 14px;border-radius:999px}